4 Crucial Tips for Settling An Injured Worker Compensation Claim
There are always two sides to each story, according to huffingtonpost.com. That is why an accident at work has so many theories of what happened, and thus require proof to show that it was an accident. The reason why most worker compensation claims take time to be paid out is because the insurance company has to find out what really happened. Sometimes the accident may involve more than one person. Such accidents take time to process because the company has to know where the fault is. Sometimes the accident may be due to faulty equipment at the workplace or ignorance. Whichever situation it is, you need proper information so that you can get compensated. Before you file any claim for compensation, you need to remember the following tips;
- Your employer
You should always inform your employer. This is one way to help your employer know the reason why you will not be showing up for work if you are injured. This should be among the top steps so that in the event that your employer is contacted, they will be able to support your story. You should also call your insurance company and let them know of the situation. Your employer and insurance company should be a priority because they have to start planning themselves for your absence and compensation respectively. If you were injured at work, then your employer needs to compensate you. You also need to report your case to the relevant authorities as soon as possible.
The best way to go about this is by ensuring that you go to a recognised institution to get treated. The good thing about a recognised medical institution is that your information will remain in their database for future reference. Any employer would want you to go to a good doctor so that in the event that you develop a new condition because of any medical negligence, the hospital and the doctors will be held accountable. A recognized institution will also come in handy when proving injuries to the insurance company because of their good reputation.
You should always have the correct information about your accident. When being questioned, you shouldn't look like you left out some parts. Generally, your story needs to make sense and should add up. You can seek the help of workers compensation lawyers on how to give account of an event. You should also avoid giving false information. Sometimes people exaggerate information, but this is illegal. Don't leave out any information either, as they might assume that you are up to something. Just be honest.
- Evidence and Witnesses
If you can find somebody who recorded the accident on their phones the better; this will come in handy in case they doubt your story. Visual display of information is the new way of winning compensations. Sometimes you may not have witnesses, or the witnesses may be afraid to testify. Being a witness is a choice a person has to make, and you can't force them if they refuse. Considering that you are the one who is claiming a compensation ensure you have evidence to back you up.