Five situations after a car crash that warrant an accident lawyer
Car accidents are becoming more common by the day as the number of vehicles on the roads of Maryland keep increasing. Bad driving skills of a driver can lead to a broken taillight or a broken clavicle. It is the seriousness of the accident that warrants the attention of a legal expert. If you hit someone else's car because you got up on the wrong side of the bed this morning, and that results in a whiplash of the other vehicle's driver, you might be looking at a lawsuit. When someone else's car hits yours, you might be looking at massive body rework and maintenance.
Many choose to claim their own damages, but it is not going to be easy for a new driver to complete the formalities necessary to get the best settlement amount from the insurance firm. It is advisable to hire an accident lawyer in Maryland to handle the accident claims timely. Here are the three reasons you should seek the counsel of a Maryland car accident lawyer after a crash –
You have no experience
During an accident, the people involved, experience emotional trauma. They might even experience physical injuries, and it is close to impossible for a novice to make a note of the details on the crash scene. There are several points you need to know to file the claim to the insurance company properly. If you have no idea how to do that, you have a long way to go. There are two ways about this. Either you can choose to walk the path on your own, and brave the challenges all by yourself. It might take you months or even years to claim the damages. Or, you can approach an expert attorney, who has handled similar cases in Maryland.
Settling disputed liability
There have been several cases where the insurance company questions the responsibility of the owner. If you are a novice, you will have several hurdles to cross before finding the reasons the company has challenged your liability. In such situations, it is best to hire a car accident lawyer, who can defend your version of the truth and help you receive the claim amount you deserve. It is common for many insurers to refuse any payment against the accident, especially if the claimant does not have much experience of driving or handling insurance claims.
The accident has led to injuries
An insurance company will judge the damage from the medical bills, the type of injury and the time necessary for recovery. For anyone, it can seem like a never-ending battle after a stint at any Maryland hospital. No one is ready for extensive paperwork after spending a couple of days in recovery. A good car accident lawyer will know the loopholes and the details that can work in favor of the claimant. He or she can help you prove your case and reach the right officials to strengthen your argument.
The injuries are affecting your life
Some accidents leave a profound impact on people. For example – a spinal cord injury or traumatic brain injury can affect a person's ability to lead a healthy and happy life. Their inability to work or move around on their own affects their quality of life and their families. Sometimes, accidents lead to the emotional trauma that can cause anxiety, stress, and symptoms of PTSD. Most of these damages are difficult to quantify and as a result trying to prove in court. Apart from an excellent medical counsel, car crash victims require expert accident attorney help to claim their life back. You need an expert by your side after an accident to draft your injury lawsuit and insurance compensation claims.
When the insurance company is being difficult
Apart from disputed liability, the insurance company might deny the claims you have put forth. Claims take a long time to process, and they go through a thorough evaluation. The companies usually assign a claims adjuster to settle with the claimant since they want to pay out as little as possible, every time. During the initial investigation and recording of statements, you need a lawyer beside you. If you do not want to settle for the least amount the insurance company wants to pay, you need to have someone with enough experience to file the claim or respond to their updates.
Sometimes, insurance companies can deny the claim altogether. Here are some of the reasons your insurance company might be refusing to pay up –
- You failed to file your claim on time. Every insurance company usually gives a window of 24 hours to 48 hours after the accident to file a complaint. If you have missed the window, your insurance provider may deny your application.
- You have not sought medical attention for your injuries. Your failure to find medical care can become a valid reason for your insurance company to deny your claim.
- Your insurance policy can become void if you have behaved negligently while driving. It can include drunken driving or driving under the influence of drugs. The insurance company has full reason to deny the claim in such situations.
The accident lawyer can explain the terms and legal rights to you. With the proper legal counsel, you will always know what you deserve and when the insurance provider is not playing fair. They can represent you in court and help you settle for the best possible terms.
While dealing with any vehicular accidents, always contact your accident attorney first. He or she can tell you about the claims you can make and the other details you need to note to build a strong case. An excellent and experienced lawyer can help you find the right compensation for your wage-loss and the physical pain you might go through due to the physical injuries. In short, if you have been in an accident, give your accident lawyer a call. During your first free consultation, you can always find out if your current situation warrants the attention of a legal professional.