What is the Difference Between a Personal Injury Claim and a Lawsuit?

Have you been involved in a serious accident? If so, there are two methods that are available to you in regards to compensation. The first thing you can do is file a personal injury claim, and the second thing you can do is to file a personal injury lawsuit. The second thing you can do is to file a personal injury insurance claim. So what is the difference between these two methods?

These two methods are very different. The option that will be best suited to you and your situation is going to differ depending on what your exact circumstances are: the nature of the injuries you have sustained, the severity of any injuries, and what actually transpired to cause these injuries. Because it can get complicated, it’s best to work with an experienced attorney. He or she will be able to tell you exactly which method will apply to you.

Lawsuit

A personal injury lawsuit is filed against another person or business that is responsible for the accident that caused your injuries. This is actually a civil legal action that aims to get you financial compensation for your injuries as well as any losses that you sustained due to the injuries. This could be your inability to work or actual damage to your property.

Insurance Claim

An insurance claim, on the other hand, is typically the first thing you do following an accident. This is when you submit a formal request to the insurance company, and you ask them to give you a payment after taking into consideration the losses and injuries you have suffered. You may submit this to your personal insurance company, the insurance company of another driver, or the insurance company of your employer, depending on your situation.

When You Need a Professional

You can file an insurance claim requesting compensation if you were involved in an accident where you suffered injuries, your property was damaged, or both. This is a simple process. Each insurance company, however, is going to look at the claim differently. The insurance company will then open an investigation.

If you file a lawsuit against someone, it’s crucial that you work with a legal professional. He or she can walk you through the entire process and help you to figure out what the next move is for you. He or she can also help you get the compensation that you deserve.

Sara Crawford is an author and blogger from Atlanta, Georgia. She occasionally writes for Hagen Rosskopf. She has written novels, produced her own plays, and performed as a singer/songwriter. She is passionate about the act of creation, and she adores the written word.