Legal Guide

When to Talk to a Workers’ Compensation Lawyer

Whether you’re making an initial application for worker’s compensation or want to appeal a denied claim, talking to a Jersey City worker’s compensation lawyer, will increase your chances of a successful case.

The attorneys have seen the impact of denied or delayed workers' compensation in victims and their dependents. The New Jersey Car Accident Lawyer will fight to recover maximum compensation for your injuries and losses.

Many employees fail to file workers’ compensation claims or find that their claims are denied. If you find yourself in any of the following situations, you should get in touch with a Jersey City workers’ compensation attorney as soon as possible.

Medical issues resulting from your work prevent you from returning to work or seeking future employment

Whether you have suffered a full or partial permanent disability, you may be entitled to weekly payments in compensation if you are unable to return to work as a result. This means a big payout for your employer. They will, therefore, most likely do all they can to avoid making these payments. Your lawyers will fight to protect your rights and recover maximum compensation from your employer.

Your employer either denies your claim for workers' compensation or withholds payments

It’s not uncommon for employers to deny workers' compensation. Many employees give up when their initial applications for compensation are denied.

In other cases, employers may withhold the payments for any number of reasons. This can be very frustrating and unfair for victims.

Your employer offers a settlement that doesn’t cover all your medical expenses or lost wages

Employers and insurance companies will do their best to minimize their losses. They will most likely lowball the settlement. The attorneys are experienced in recovering workers' compensation. They know all the tricks that insurance companies and employers use to minimize their payouts. They ’ll ensure your rights are protected in settlement negotiations as well as lawsuits.

You want to file a workers’ compensation claim but are already on social security benefits

If you’re not careful about how you structure your claim, you could end up receiving much less than you’re entitled to if you’re on social security. The attorneys will draft your settlement agreement to ensure to eliminate or minimize the offset.

Your boss retaliates because you filed a workers’ compensation claim

Employers may retaliate against employees who file workers’ compensation claims. This may be in the form of demoting you, cutting back on your hours for no reason or other forms of discrimination. Your lawyers will fight to protect your rights. The attorneys will file a lawsuit against your employer for discrimination.

Your case involves a third-party claim

Workers’ compensation is designed to protect employers from being sued by their employees for injuries that occur in the workplace. However, you can sue a third party whose negligence contributed to your injury or losses. For example, if you were involved in a car accident caused by a distracted driver while delivering products for your company. You can sue the distracted driver for compensation in addition to the workers’ compensation benefits you will receive from your employer.

It's advisable to talk to a workers' compensation attorney as soon after the discovery of your injury as possible. A Jersey City workers compensation attorney will assess your circumstances and determine whether you qualify to make a workers' compensation claim or not.

Why You Should Hire a Workers’ Compensation Lawyer

Many employees that are injured on the job are confused about whether they should hire a Jersey City Workers’ compensation attorney or not. Some believe that they can handle the claim process on their own. Others are worried about not being able to afford the legal fees.

If you’ve been injured and are wondering whether you should hire a workers’ compensation lawyer or not, consider the following factors.

No Upfront fees

Your lawyer’s fee will be charged as a percentage of the compensation you will be awarded if they are successful with the claim. If they are not successful, you will not be charged a single cent. There’s nothing to lose when you approach us to represent you in your workers’ compensation claim.

Your Lawyers are knowledgeable

While workers’ compensation is designed to provide workers with benefits to meet their financial needs following a workplace injury, the laws are actually designed to protect employers.

Insurance companies and employers, therefore, have the upper hand when it comes to negotiating settlements. Your lawyers will help to shift the scales in your favor.

The attorneys are knowledgeable in worker’s compensation law. They’ll fight to protect your rights.

Your Lawyers will  protect you from retaliation

It isn’t uncommon for employers to retaliate against employees that file workers’ compensation claims. Your lawyers can help to protect you against any form of retaliation from your employer. They will work to ensure that you are not treated unfairly or victimized throughout the claims process.

Your Lawyers will fight for a fair settlement

Insurance claim adjusters may seem friendly. However, they are hired to keep insurance companies from making losses. They will, therefore, work to keep the payouts from the insurance company as low as possible. They will negotiate and resort to any tactics to keep their payout to you as low as possible.

Your lawyer will fight to recover maximum compensation from the insurance company. They will work to build a strong claim and represent you in the negotiations. The attorneys are experienced in recovering compensation from insurance companies. They will counter their tactics to lower their payout.

Your Lawyers will fight to protect your future needs

Many employees think only of their needs here and now when they approach a workers’ compensation claim. Your lawyer will work to protect your future needs too. They will consider future medical costs as well as disabilities that may interfere with your ability to earn an income in the future. They will draft your settlement agreement to ensure that it does not impact your future benefits.

What Workers’ Compensation Benefits Covers

Worker’s compensation is designed to meet the financial needs of the employee resulting from the injury. Compensation covers:

Medical care

The compensation covers the medical costs related to the employee’s workplace injuries. These include medications, doctors’ appointments, hospital stays, surgeries, physical therapy, and other related treatments.

Lost income

If your injuries have caused you to miss work temporarily or if you are unable to return to work or seek future employment because of your injuries, you will be compensated for lost income. The amount received will be determined by your income prior to the injury.

Wrongful death

If the injury resulted in the death of the employee, the employee’s family can file a claim for wrongful death. The benefits they receive will cover the cost of the funeral and burial of their loved one. It will also provide financial support for the dependents of the employee. This is often a percentage of the deceased’s wages prior to their injury.

Does Workers’ Compensation Cover All Work-related Injuries

Worker’s compensation is designed to cover most work-related injuries. However, not all injuries are covered. Coverage may be denied for injuries that occur under the following situations.

  • Injuries that are self-inflicted. These include injuries to a person who starts a fight
  • The employee suffered injuries while committing a crime
  • Injuries that were suffered while the employee was in violation of the company’s policies
  • The employee suffered injuries but was not on the job

Are you Covered by Workers’ Compensation?

All employers are required to have workers’ compensation under New Jersey law. If a work-related injury or death occurs and the employer is uninsured, they will be directly liable for the medical costs and other losses suffered by the victim. The Jersey City workers compensation lawyers will fight to recover compensation from your employer, insured or not.

Talk to a Jersey City Workers Compensation Lawyer

Have you suffered a work-related injury? You may be eligible for compensation.

Get in touch with an experienced and knowledgeable Jersey City worker’s compensation attorney for free. 

Your lawyers believe that every employee deserves high-quality legal representation. This is why they work on a contingency fee basis to ensure that you get just that. Rosengard Law Group offers a wide range of free legal services to its clients. You can find them at 496 Kings Highway North, Suite 220B in Cherry Hill, NJ 08034. You can also reach knowledgeable lawyers at 833-323-4448 for answers to your legal questions.


More to Read: